6 Reasons to order an appraisal from Byland Real Estate AppraisalThousands of people in California buy, sell or refinance their home each month. Most of these transactions contain a simple line item for an appraisal. And while there are an increasing number of automated home valuation processes that may seem more cost-effective than an appraisal, almost all lenders still need a local expert because the stakes are very high. Is securing a mortgage the only reason to acquire an appraisal? Are there more cases when the services of a licensed, independent real estate professional could come in handy? Of course. 
Appeal your tax assessment in Orange CountyIf you are in an area where the property value has declined, it's possible you're paying too much in property taxes. An appraisal from Byland Real Estate Appraisal is your best evidence when building your case. At Byland Real Estate Appraisal, we're qualified to assist you in appealing your tax assessment. Get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the buyeris more than 80% of the actual value of the real estate, many lenders ask buyers to buy this added insurance policy. That policy is Private Mortgage Insurance, or PMI. Most often, this additional payment is folded into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met. Byland Real Estate Appraisal can give you a statement regarding the value of your home, and the expense of the appraisal can often be recovered in little time because you'll no longer be paying the PMI. Order an appraisal from Byland Real Estate Appraisal Order onlineSettle a divorce with less stressA divorce can be a particularly daunting event for both parties, and it is often even more complicated by the difficult decision of who keeps the home. So both parties are completely aware of the true market value of their house, it's a good idea to order an appraisal from Byland Real Estate Appraisal, regardless of the situation. If the parties want to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Ascertain an accurate and fair valuation for estate liquidationLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Fair Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion. Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these matters. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal. Relocate to or from Orange County through an employee relocation programEmployee relocation can be a stressful event, and we understand. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive characteristics of their property, as well as information about any current sales or listings in their neighborhood that they want considered during our thorough inspection. Sell your home quickly — for an accurate priceA professional appraisal can help you make a better educated decision regarding your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Apart from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't a percentage of the sales price, but rather they rest on our efforts to complete the appraisal report. On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long housesare on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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